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Get quotes from thousands of mortgages from the whole of market
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Mortgage Calculator
Try this useful tool to see how much your mortgage payments are likely to be each month. See the affects of changing the amount of years you keep your mortgage for, and see the difference between interest only and repayment mortgage premiums.

 

Life Insurance
Starting from as little as £6.00 a month, your life insurance might be cheaper than you think. Get no obligation quotes from the UK's leading insurance companies for you and your family.

 

Your Local Mortgage Adviser
Prefer to deal with someone local?
Search our directory of mortgage adivisers and mortgage brokers across the UK. Search by town or by postcode to find an adviser local to you.

 
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Independent Mortgage Advisers

Why use an Independent Mortgage Adviser?
There are tens of thousands of mortgages available from the many choices of mortgage lenders at any one time, so how do you know which mortgage is right for you? Independent Mortgage Advisers can compare all of the mortgage rates which are available from the whole of market, and they are able to guide you through the correct advice process to help you save money. They can also explain the differences between the many different types of mortgage options and fees which are payable.

Why not go to my own bank for advice on mortgages?

Your bank and other lenders are only able to tell you about their own mortgage deals, so the chances are that one the many other lenders will have a mortgage which is cheaper and more suitable for you. An Independent Mortgage Adviser can search the Whole of Market to find the most suitable mortgage to suit your personal circumstances. This way you can be sure that you have a choice of the cheapest monthly payments and also an understanding of the many different features which are available from different lenders. Please click here to receive help from an independent mortgage broker who sources mortgages from the Whole of Market.
 
   
Questions For Mortgage Advisers

What Questions Should I Ask My Mortgage Adviser?

Financial Advisers and Mortgage Advisers are regulated by the Financial Services Authority, and this should be explained by the adviser. However, it doesn't hurt to ask! Before agreeing to proceed with a recommendation, please consider the following:
Does the adviser charge a fee for arranging your mortgage? Or is a no fee option available?
Is the adviser independent, or are they restricted to a smaller panel of lenders?
Is the adviser able to arrange life insurance for me?
Are there likely to be any fees which I must pay upfront?
Are there likely to be any fees which are added to the loan, and if so how will this effect my payments and overall costs?

What happens if I want to move home during the initial tie-in period?
Are there any early repayment charges if I want to end the mortgage during the initial tie-in period?
Can I make overpayments on my mortgage?
Can I pay less on occasion, or even take a few months off as a payment holiday?
Which is the cheapest mortgage overall, when considering the monthly payments and all the associated fees?
What happens if the interest rate changes, and how can I protect myself against future increased costs?
If I have adverse credit due previously missed payments, defaults, CCJ's or bankruptcy, how may this effect the choices available to me?
What if cannot prove my income?

Your adviser should take all of this into account by performing a Fact Find, which is the process of asking questions about your circumstances in order to base their recommendations upon.

Your Mortgage Adviser from PremiumMortgages.co.uk will guide you through the process of buying or remortgaging your home.
Please click here to request a free, no obligation quote and we will get started.
 
         
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BL - Bolton DT - Dorchester KW - Kirkwall PR - Preston TW - Twickenham
BN - Brighton DY - Dudley KY - Kirkaldy RG - Reading UB - Uxbridge
BR - Bromley E - London E L - Liverpool RH - Redhill W - London W
BS - Bristol EC - London E-Central LA - Lancaster RM - Romford WA - Warrington
BT - Belfast EH - Edinburgh LD - Llandrindod Wells S - Sheffield WC - London WC
CA - Carlisle EN - Enfield LE - Leicester SA - Swansea WD - Watford
CB - Cambridge EX - Exeter LL - Llandudno SE - London SE WF - Wakefield
CF - Cardiff FK - Falkirk LN - Lincoln SG - Stevenage WN - Wigan
CH - Chester FY - Fylde LS - Leeds SK - Stockport WR - Worcester
CM - Chelmsford G - Glasgow LU - Luton SL - Slough WS - Walsall
CO - Colchester GL - Gloucester M - Manchester SM - Sutton WV - Wolverhampton
CR - Croydon GU - Guildford ME - Medway SN - Swindon YO - York
CT - Canterbury GY - Guernsey MK - Milton Keynes SO - Southampton ZE - Shetland
CV - Coventry HA - Harrow ML - Motherwell SP - Salisbury  
CW - Crewe HD - Huddersfield N - London N SR - Sunderland  
  HG - Harrogate NE - Newcastle SS - Southend  
  HP - Hemel Hempstead NG - Nottingham ST - Stoke-on-Trent  
  HR - Hereford NN - Northampton SW - London SW  
  HS - Hebrides NP - Newport SY - Shrewsbury  
  HU - Hull NR - Norwich    
  HX - Halifax NW - London NW