Independent Mortgage Advisers  

Home
 

Local Mortgage Advisers

 Mortgages Life Insurance Loans Conveyancing

Home Information Packs
 

 

Welcome
 to PremiumMortgages.co.uk
Search For Mortgage Advisers

The easy way to find your local Financial Advisers, Independent Mortgage Advisers and Solicitors.

Get Mortgage Quotes
 
 Request a FREE Consultation From a Local Professional Mortgage Adviser
Full Name 
Post Code   
Contact Number 
Email Address 
Purpose 

Repayment Method 
Mortgage Term   Years
Mortgage Amount £
Property Value £

By clicking on submit you consent to being contacted by an authorised adviser using the contact details provided

 


 

Looking for a Local Mortgage Adviser?

Mortgage Advisers by Postcode:


Mortgage Advisers by Nearest City:

 
Remortgages Moving Home First Time Buyer Buy to Let Debt Consolidation Impaired Credit Self Certification
 

  Advertise With Us Contact Us Terms and Conditions

Site Index

  

 

Search Local Mortgage Advisers
Postcodes AB to CW Postcodes DA to HX Postcodes IG to NW Postcodes OL to SY Postcodes TA to ZE
         
AB - Aberdeen DA - Dartford IG - Ilford OL - Oldham TA - Taunton
AL - St. Albans DD - Dundee IM - Isle of Man OX - Oxford TD - Galashiels
B - Birmingham DE - Derby IP - Ipswich PA - Paisley TF - Telford
BA - Bath DG - Dumfries IV - Inverness PE - Peterborough TN - Tonbridge
BB - Blackburn DH - Durham JE - Jersey PH - Perth TQ - Torquay
BD - Bradford DL - Darlington KA - Kilmarnock PL - Plymouth TR - Truro
BH - Bournemouth DN - Doncaster KT - Kingston PO - Portsmouth TS - Teesside
BL - Bolton DT - Dorchester KW - Kirkwall PR - Preston TW - Twickenham
BN - Brighton DY - Dudley KY - Kirkaldy RG - Reading UB - Uxbridge
BR - Bromley E - London E L - Liverpool RH - Redhill W - London W
BS - Bristol EC - London E-Central LA - Lancaster RM - Romford WA - Warrington
BT - Belfast EH - Edinburgh LD - Llandrindod Wells S - Sheffield WC - London WC
CA - Carlisle EN - Enfield LE - Leicester SA - Swansea WD - Watford
CB - Cambridge EX - Exeter LL - Llandudno SE - London SE WF - Wakefield
CF - Cardiff FK - Falkirk LN - Lincoln SG - Stevenage WN - Wigan
CH - Chester FY - Fylde LS - Leeds SK - Stockport WR - Worcester
CM - Chelmsford G - Glasgow LU - Luton SL - Slough WS - Walsall
CO - Colchester GL - Gloucester M - Manchester SM - Sutton WV - Wolverhampton
CR - Croydon GU - Guildford ME - Medway SN - Swindon YO - York
CT - Canterbury GY - Guernsey MK - Milton Keynes SO - Southampton ZE - Shetland
CV - Coventry HA - Harrow ML - Motherwell SP - Salisbury  
CW - Crewe HD - Huddersfield N - London N SR - Sunderland  
  HG - Harrogate NE - Newcastle SS - Southend  
  HP - Hemel Hempstead NG - Nottingham ST - Stoke-on-Trent  
  HR - Hereford NN - Northampton SW - London SW  
  HS - Hebrides NP - Newport SY - Shrewsbury  
  HU - Hull NR - Norwich    
  HX - Halifax NW - London NW    
 
 		      



Why use an Independent Mortgage Adviser?

There are tens of thousands of mortgages available from the many choices of mortgage lenders at any one time, so how do you know which mortgage is right for you?

Independent Mortgage Advisers are able to guide you through the correct advice process, and can explain the differences between the many different types of mortgage product available.

Why not go to my own bank for advice on mortgages?

Your bank and individual lenders are only able to tell you about their own mortgage deals, so the chances are that one the many other lenders will have a mortgage which is cheaper and more suitable for you. An Independent Mortgage Adviser can search the Whole of Market to find the most suitable mortgage to suit your personal circumstances. This way you can be sure that you have a choice of the cheapest monthly payments and also an understanding of the many different types of features which are available from you chosen mortgage.

What Questions Should I Ask My Mortgage Adviser?

Financial Advisers and Mortgage Advisers are regulated by the Financial Services Authority, and this should be explained by the adviser. However, it doesn't hurt to ask! Before agreeing to proceed with a recommendation, please consider the following:

Does the adviser charge a fee for arranging your mortgage? Or is a no fee option available?

Is the adviser independent, or do they work from a panel of lenders (multi-tied)?

Is the adviser able to arrange life insurance for me?

Are there likely to be any fees which I must pay upfront?

Are there likely to be any fees which are added to the loan, and if so how will this effect my payments and overall costs?

What happens if I want to move home?

Are there any early repayment charges if I want to end the mortgage?

Can I make overpayments on my mortgage?

Can I pay less on occasion, or even take a few months off as a payment holiday?

Which is the cheapest mortgage overall, when considering the monthly payments and all the associated fees?

What happens if the interest rate changes, and how can I protect myself against future increased costs?

If I have adverse credit due previously missed payments, defaults, CCJ's or bankruptcy, how may this effect the choices available to me?

What if cannot prove my income?

Your adviser should take all of this into account by performing a Fact Find, which is the process of asking questions about your circumstances in order to base their recommendations upon.


Your Mortgage Adviser from PremiumMortgages.co.uk will guide you through the process of buying or remortgaging your home.

Please complete the form above and we will ask one of our Local Mortgage Advisers to contact you to discuss your needs.