TERMS OF USAGE

By using or accessing the site you agree to the terms set out in this page. If you do not agree to these terms, you must not use this site. We reserve the right to change these terms and any information on the site at any time without notice. Changes will take effect immediately upon posting by you continuing to use this site, then you are agreeing to these terms.

USING THIS WEBSITE

PremiumMortgages.co.uk exists only to provide access to contact details and general information for mortgage advisers and other service providers based in the UK. The accuracy and relevancy of all of the information contained in this site is the responsibility of the individual or firm to whom the information relates and is advertised under.

No information contained in this site constitutes advice. All advice should be taken face to face with the advisers and confirmed in writing before any contractual undertaking commences. Each adviser listed on this site is responsible for the information, advice and  contractual agreements discussed. If you choose to contact a firm or an individual on this site, then you are bound to that firms or individuals own terms and conditions which should be read, understood and accepted prior to undertaking any contractual agreements.

You agree that you will use our site solely for your own reference and will not seek to exploit the site or its content for any commercial purpose.

ADVERTISERS ON THIS WEBSITE

It is the responsibility of the individuals or the firms listed on this site to ensure that they are authorised, or are an appointed representative of a firm who is authorised by the Financial Services Authority (FSA).

If you are unsure as to the current regulatory status of any firm or individual, please contact the FSA Central Register directly on 0845 606 1234 or via the web at www.fsa.gov.uk/register.

All information and details provided by advisers must conform to all necessary compliance requirements as set out by their own procedures, the procedures of their principle and to the regulations and standards set out by the FSA.

ADVICE

PremiumMortgages.co.uk is a website publisher and not a financial adviser. Nothing in the content of this website is intended to constitute financial, legal or tax advice. We strongly recommend that all individuals seek advice from an appropriately qualified adviser before entering into any agreement.

The firms listed on this site have not been vetted by us and inclusion within PremiumMortgages.co.uk is not an endorsement or recommendation of any adviser by us. We accept no liability for any advice which an adviser may give to you.

SITE CONTENT

The information on this site in relation to each adviser is supplied by the adviser concerned and has not been verified by us in anyway. We accept no responsibility for the information on this site relating to the advisers or for the content of any website reached via a link from this site. Whilst making efforts to update the content of this site, we disclaim all liability for any errors, omissions or misleading statements in that content.

To the extent that the information on this site in relation to a particular adviser constitutes a financial promotion, that content has been approved for the purposes of section 21 of the Financial Services and Markets Act 2000 by the adviser concerned (or, in the case of an appointed representative, by the authorised firm which appointed the representative, as noted) for distribution on this site.

The name PremiumMortgages.co.uk and all rights in the design, text, graphics and any other material on this site are the copyright of us. No part of this website may be reproduced, stored in a retrieval system or transmitted in any form or by any means electronic, mechanical recording or otherwise for commercial reward or gain without our prior written permission.

DATA PROTECTION AND PRIVACY

Any personal data we receive from you when you submit an enquiry will be retained in accordance with our obligations under the Data Protection Act 1998. We will not pass your details to any third party without first obtaining your permission.

EXCLUSIONS

Neither PremiumMortgages.co.uk nor any of its officers or employees will be liable for any direct or indirect loss, cost, claim or expense arising out of or in connection with the use of this site or reliance on any of its content. Notwithstanding the foregoing, nothing in these terms is intended to limit or exclude liability for death or personal injury resulting from our negligence or that of our employees or agents.

APPLICABLE LAW

You agree that these terms shall be governed by the laws of England and Wales and subject to the exclusive jurisdiction of the English courts.

ADDITIONAL INFORMATION

All queries regarding the services of a Mortgage / Financial Advisers should be made direct to the relevant Mortgage / Financial Advisers; PremiumMortgages.co.uk does not represent or act for any of the Mortgage / Financial Advisers listed on this site.

Any organisation, firm or individual wishing to use PremiumMortgages.co.uk to market the services of Mortgage / Financial Advisers should contact us directly here.