Get Independent Quotations For Life Insurance, Income Protection and Critical Illness Cover
Bupa Individual Protection is extending its award winning critical illness policies to offer customers more cover, fairer pricing and no age limits for a wide range of conditions.
Bupa was the first company to introduce premium reductions for excluded conditions on cancer and multiple sclerosis because it believed that it was unfair for customers to pay for cover they could not claim for. Bupa has now extended this concept to include cardiovascular and diabetic conditions. Customers could benefit from a reduction of up to 45 percent.
People who suffer a critical illness abroad may now no longer need to fly back to the UK to confirm a diagnosis. Instead, they can be diagnosed at one of Bupa International’s 5,500 accredited hospitals and treatment centres around the world.
Bupa Individual Protection has also removed the age limit for conditions including Dementia, Alzheimer’s, Parkinson’s and Motor Neurone disease. The age limit for the waiver of premium and total permanent disability benefit has been increased to 70 to meet the needs of an ageing population.
Two partial benefit payments have been added - for low-grade prostate cancer and mastectomy in the presence of ductal carcinoma in situ - and self-inflicted injury is now the only general exclusion.
Commenting on the enhancements, Steve Casey, Bupa Individual Protection’s product and marketing manager said: “These improvements reflect our commitment to offer simple to understand yet comprehensive critical illness cover. By removing age limits for many conditions and utilising our international coverage, we have made our product even more accessible, flexible and relevant to more people.”
These enhancements follow the recent increase in the cover available on Bupa Individual Protection’s critical illness products. Personal customers may now be eligible for up to £2 million of level cover while business protection clients may be eligible for up to £3 million.